Welcome to Budgeting with NJF


We want to welcome you to Budgeting with Nick and Janelle. If you came to this page because you make a decent income, work hard and have financial goals you want to accomplish BUT you are struggling to manage your money properly then YOU ARE IN THE RIGHT PLACE. There are so many people who make good money and are somehow living paycheck to paycheck and if you are working hard you deserve to have something to show for it. The majority of people who cannot save money is simply due to poor money management skills. We want to help you be successful with your finances! So welcome to your new beginning on this jouney to financial freedom!